Stop Renting / Become A Homeowner!

 

Hello Future Homeowner...  

Are you tired of renting and would like to buy a home but can't qualify for a conventional mortgage? With Rent To Own you get to live in a home without qualifying at the bank for it. You move in immediately. It does not matter if you have debt and credit issues... Your income is your approval. You clean up your credit challenges during the time you're living in the home.

Well let's get started.

There are three main components of Rent To Own.

1. Must have verifiable and adequate income.

2. You will be expected to treat the home as if you own it, which includes being responsible to take care of day to day repairs and maintenance.

3. A Down Payment of $5000 to $6000 - Larger down payments can decrease the future mortgage payment and the amount of interest. 

 

How It's Structured.

You have a rent agreement for 12-24 months, longer if neccessary. During that time you get to clean up your credit challenges. You then see a lender for a mortgage and become the homeowner.

Must have the required down payment plus first month payment to close the deal for move in. The down payment applies to the purchase price of the home.

Note... Each property has a different market value and could have a different down payment amount. It is our goal to help you eventually qualify for a mortgage and put you on the deed.

Remember, you do NOT have to qualify for a mortgage now. For some people it may only be a few months... for others it may be a little longer.The lending approval process can take place within a relatively short period of time as long as you have all the pieces in place to get a loan when the time finally comes.

 

"Buy A House We Do Not Have"

If you would like to buy a house that we do not have we can still help.

You can tell us about a house you like and aware of that is ‘For Sale By Owner’ or ‘For Rent’ and we'll see if we can secure it for you.