Become A Homeowner

 

Hello Future Homeowner...  

If you have verifiable income and a strong down payment but can't qualify for a conventional mortgage - we can help you become a homeowner. With Rent To Own you can move into a home immediately without qualifying at the bank. It doesn't matter if you have debt and credit issues... Your income is your approval. You clean up your credit challenges while you're living in the home.

THIS PROGRAM IS FOR:

1. Self Employed or 1099 workers.

2. Individuals with Past Bankruptcies, Foreclosures, or Low Credit.

3. Individuals With Savings or Access to a Sizable or Strong Down Payment.

4. Renters Ready to Transition to Ownership. 

 

HOW IT'S STRUCTURED:

You have a rent agreement for 12-24 months, longer if neccessary. During that time you get to clean up your credit challenges while already living in the home. 

Must have the required down payment plus first month payment to close the deal for move in. The down payment applies to the purchase price of the home.

You will be required to treat the home as if you already own it - including general repairs and maintenance.

Note... Each property has a different market value and could have a different down payment amount. It is our goal to help you eventually qualify for a mortgage and put you on the deed.

Remember, you do NOT have to qualify for a mortgage now. For some people it may only be a few months... for others it may be a little longer.The lending approval process can take place within a relatively short period of time as long as you have all the pieces in place to get a loan when the time finally comes.

 

PROGRAM HIGHLIGHTS:

1. 3+ Bedroom Homes in Baltimore & Surrounding Areas.

2. No Traditional Mortgage Approval Needed For Move In.

3.Your Down Payment Counts Toward The Purchase.

4. Immediate Move In With Signed Agreement. 

5. Affordable Monthly Payments While You Build Ownership.